🧮 Income Tax Calculator India FY 2025-26
Compare Old vs New tax regime. See which saves you more with accurate slab rates, deductions, 87A rebate, and 4% health & education cess.
Income Details
₹12,00,000 per year · ₹1,00,000/month
Deductions (Old Regime only)
₹1,50,000
₹0₹1.5L max
₹25,000
₹0₹50K
80E, 80G, NPS, home loan interest, etc.
Better for you
New Regime saves ₹1,11,800
New Regime
Std. Deduction₹75,000
Taxable Income₹11,25,000
Base Tax₹0
Cess (4%)₹0
Total Tax₹0
Eff. Rate0.00%
Take-home/yr
₹12,00,000
₹1,00,000/mo
Old Regime
Total Deductions₹2,25,000
Taxable Income₹9,75,000
Base Tax₹1,07,500
Cess (4%)₹4,300
Total Tax₹1,11,800
Eff. Rate9.32%
Take-home/yr
₹10,88,200
₹90,683/mo
📋 New Regime Slabs (FY 2025-26)
₹0 – ₹4L0%₹4L – ₹8L5%₹8L – ₹12L10%₹12L – ₹16L15%₹16L – ₹20L20%₹20L – ₹24L25%Above ₹24L30%
Std. deduction ₹75K · Rebate 87A up to ₹12.75L income
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