💼 Salary Calculator India (CTC to Take-Home)
Enter your CTC and get a full salary breakdown — Basic, HRA, Special Allowance, PF, Professional Tax, Income Tax, and monthly take-home pay.
Salary Details
₹1,00,000/month gross
Affects HRA %
12% of basic
ℹ️ Assumptions
- • Basic = 40% of CTC (typical private sector)
- • HRA = 50% of Basic (Metro)
- • Income Tax estimated under New Regime FY 2025-26
- • Professional Tax = ₹200/month (varies by state)
- • Employer PF is part of CTC, Employee PF deducted from gross
Monthly Take-Home
₹86,149
Annual: ₹10,33,790
Earnings (Monthly)
Basic Salary₹40,000
HRA (50% of Basic)₹20,000
Special Allowance₹35,200
Gross Monthly₹95,200
Deductions (Monthly)
PF (Employee 12%)- ₹4,800
Professional Tax- ₹200
Income Tax (est.)- ₹4,051
Total Deductions- ₹9,051
CTC vs Take-Home
Take-home: 86.1%Tax & Deductions: 9.1%
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